30 Year Fixed: 5.875
15 Year Fixed: 5.500
30 Year Fixed Jumbo: 6.500
5/1 Jumbo ARM : 5.500
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ProAdvantage Client Quotes
As we all know, refinancing a mortgage can be a very cumbersome affair, wrought with many uncertainties and fears. You and your staff made the entire process easy and relatively painless. I will gladly recommend your services to my friends and acquaintances.
Robert L. Murray

The home buying experience was certainly a stressful one, just as PAFG mentioned it would be. However, their help and advice throughout the process certainly alleviated any anxiety that my wife and I had regarding our mortgage. My countless phone calls regarding the various aspects of home buying, as well as for trying to lock-in a favorable rate were always met with an understanding attitude and favorable results. My wife and I certainly appreciated everyone at PAFG’s patience and assistance. Thank you again for all your help PAFG!
Harry E. Comninellis
More Customer Quotes

Real Life Examples of How We Have Helped Others
 
Tom in his last year of residency at Massachusetts General Hospital came to us for help with a purchase. He and his wife found a great home for $650,000. The Challenge as that Tom was still a resident and his income would not currently support a mortgage that large. The good news is that Tom already accepted an offer for a permanent position at a starting salary that would easily qualify him for the mortgage. Because we have the experience in working with situations like this we knew the appropriate steps to take and were able to close his loan and get him into his new home before he ever got his first check.

Lisa came to Professional Advantage looking to refinance her current mortgage. Her monthly bills had escalated over the last several months due to some home repairs she needed to make and a car purchase. On the surface it looked like Lisa had her mortgage in order: her rate was low. However, when we reviewed her total situation, including credit cards, car loan, PMI and home equity line, we were able to structure a better program for her. Because her home had appreciated since the purchase, we were able to remove PMI, pay off all her debts, and reduce her payments by over $600 a month. Furthermore, Lisa now gets a tax deduction for all of the interest she pays on her new mortgage. Credit card interest, car loans and PMI are not tax deductible.

Joe came to us after receiving a pre-approval from one of our competitors. The competitor offered Joe a pre-approval right over the phone without really reviewing Joe’s complete situation. Professional advantage took a more detailed approach with Joe and did a complete run through so he knew with confidence what he could obtain for financing. As it turns out, a creditor was erroneously reporting a collection account on Joe’s credit report. This would have made it difficult for Joe to purchase a home using the down payment and loan program he preferred. Because we were able to uncover this well before Joe found a home, we were able to work on clearing up the credit report and restored Joe to an A credit status. Had Joe gone with our competitor, he would not have had time to correct the issue, and might not have been able to purchase the home he wanted.

Ranjan came to Professional Advantage seeking help in purchasing a home after being turned away by a local bank. Ranjan receives large annual performance based bonuses from work that the local bank did not consider when looking at his financial portfolio, nor really understand how to include in his application process. Professional Advantage contacted Ranjan’s HR Department, and worked with our regular contacts to secure the necessary forms needed to include the bonus as part of his income. We were able to approve his loan because of our familiarity with his employer and the process.

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